MetLife Guaranteed ISA – Security and growth potential
You’re probably aware of the recent low interest rates and have thought several times that it would be great to have better growth potential but still maintain the security of cash savings. Well, now we are able to offer an option that will meet this need.
The MetLife Guaranteed ISA is an innovative new product that delivers secure, effective, tax-efficient savings.It can offer both an alternative to a cash ISA and a guaranteed component to an existing stocks and shares ISA. You can even choose the option of a guaranteed income level which means it could be utilised for retirement planning too. This is the product that many people have been asking us for and now it’s here.
So what’s the key benefits?
- Daily lock-ins – On a daily basis if the value of your investment increases above the guarantee, the new value will be locked in and the guaranteed benefits will increase.
- Flexible access – You can access your savings at any time, although this will affect the value of the guaranteed benefits.
- A guaranteed capital amount – Providing you don’t make any withdrawals during the term, you are guaranteed to get back your initial investment or the highest locked in value.
- Retirement Planning – The ISA can help generate a tax-free guaranteed income in retirement.
- Easy transfer – It’s easy for us to transfer your ISA and help you make the most of your tax-efficient allowances.
- Potential for growth – The security of a cash ISA but with the potential for growth of stocks and shares. it’s the best of both worlds.
- Guaranteed death benefit – In the event of your death, your beneficiaries will receive a guaranteed death benefit.
- Start taking income immediately – Choose Guaranteed Immediate Income and start taking income today or delay your income until later with Guaranteed Future Income.
Find out more
If you would like to know more please download our factsheets below, watch this brief video or speak to us for advice specific to your personal circumstances. This ISA may not be suitable for your needs and so it is important to consider all products available. It is essential that you take independent financial advice to ensure you end up with the right ISA product for your circumstances and objectives. Please contact us to arrange a review. Our team are always here to help. Email us or call 0333 456 0333.
This information is only to bring this product to your attention, it does not constitute any recommendation or endorsement.